📋 Official Document

Terms and Conditions of 98bet — Clear Rules So You Can Bet with Confidence

This document sets out the rules for using the 98bet platform, covering registration, Sports Betting, casino, payments, withdrawals, bonuses, and responsible gambling. Please read it carefully before creating your account.

Last updated: January 2026
Brazilian Portuguese

98bet Terms Essentials: 6 Key Points

Before diving into the full document, here are the key points every 98bet user needs to know.

18+ Only

98bet is an adults-only platform. Registration is prohibited for users under 18, and identity verification may be requested at any time to confirm legal age.

One Account per Person

Each user may hold only one active account on 98bet. Duplicate registrations are detected automatically and may result in all associated accounts being blocked and any balances being cancelled.

Pix for Deposits & Withdrawals

98bet processes withdrawals via Pix in up to 10 minutes. The minimum deposit is R$ 10.00 and the minimum withdrawal is R$ 30.00. Withdrawals can only be made to accounts registered under the same CPF as the account.

Bets Are Final

Once confirmed, a bet cannot be cancelled by the user — except when the cash out feature is available and active for that specific market on 98bet.

Bonuses with Rollover Requirements

Every bonus granted by 98bet carries rollover requirements (minimum betting volume) before the bonus balance can be withdrawn. The specific terms of each promotion are always communicated before activation.

LGPD & Data Protection

98bet operates in compliance with the General Data Protection Law (Lei nº 13.709/2018). Your personal data is used exclusively to operate your account and is never sold to third parties.

By creating an account and using the 98bet platform, you confirm that you have read, understood, and agree to all the terms and conditions set out in this document. If you do not agree with any condition, please do not create an account. If you have any questions, contact 98bet support at contato@98bet.express before registering.

1 Eligibility & Registration

To create an account on 98bet and use the platform's services, you must meet the following eligibility requirements:

  • Be at least 18 years of age at the time of registration.
  • Be a resident of Brazil and hold a valid CPF issued by the Receita Federal.
  • Not appear on any active self-exclusion list on any betting platform.
  • Have full legal capacity to enter into contracts in Brazil.
  • Provide truthful, accurate, and up-to-date information on the registration form.

98bet reserves the right to request identity documents (national ID, driver's license, or passport) and proof of address at any time. The identity verification process (KYC) may be required before your first withdrawal or at any other time deemed necessary by the security team.

Prohibition for users under 18: Registration and use of the 98bet platform is strictly prohibited for users under 18 years of age. 98bet uses automated systems and manual review to identify underage registrations. Accounts identified as belonging to minors will be closed immediately and any balances will be withheld in accordance with applicable law.

2 Your 98bet Account

2.1 Account Uniqueness

Each user may hold only one active account on 98bet. Creating multiple accounts using the same CPF, different email addresses, or any other means is strictly prohibited. 98bet uses duplicate account detection systems that analyze CPF, IP address, devices used, and other technical data. Detection of duplicate accounts may result in the closure of all associated accounts and the cancellation of any related balances and bonuses.

2.2 Account Security

You are responsible for keeping your password confidential and for all activity carried out on your account. 98bet recommends:

  • Use a strong password combining uppercase and lowercase letters, numbers, and symbols.
  • Never share your password with anyone.
  • Enable two-factor authentication (2FA) when available.
  • Log out of your account when using shared devices.
  • Immediately notify 98bet support if you suspect any unauthorized access to your account.

98bet is not liable for losses resulting from unauthorized access caused by the user's failure to protect their login credentials.

2.3 Account Information

You must keep your registration details up to date at all times. Changes to your address, email, or phone number must be updated on the platform. Outdated information may cause delays in identity verification and withdrawal processing at 98bet.

3 Betting Rules

3.1 Placing & Confirming Bets

A bet is considered valid and final the moment the 98bet system confirms it and displays a receipt with a reference number. Before confirmation, you can review all details — selected odds, market, stake amount, and potential return. After confirmation, the bet cannot be cancelled, except when the cash out feature is available.

98bet publishes odds for football (Brasileirão Série A, Copa do Brasil, Copa Libertadores, Copa Sul-Americana), MMA and UFC, basketball (NBB), volleyball (Superliga), tennis, e-sports, and other sports. Odds may be updated by 98bet at any time before an event begins. Bets confirmed prior to any odds change are honored at the odds in effect at the time of confirmation.

3.2 Odds Errors

In cases of an obvious technical error in published odds — for example, odds clearly outside normal market ranges — 98bet reserves the right to cancel the affected bets and refund the staked amount. Users will be notified by email if a bet is cancelled due to an odds error.

3.3 Cash Out

The cash out feature lets you settle a bet before the event ends, receiving a real-time value calculated based on the current match situation and live odds. Cash out can be full (closing the entire bet) or partial (closing only a portion of it). Cash out availability is not guaranteed for all markets and events, and may be temporarily suspended during critical moments in the game.

3.4 Accumulator Bets

In accumulator bets (parlays), all selections must win for the payout to be made. If an event within an accumulator is cancelled — due to suspension, postponement, or any other reason — that selection is removed from the accumulator and the odds are recalculated without that event.

3.5 Cancelled or Postponed Events

If an event is cancelled before it begins, all bets on that event will be fully refunded. If an event is postponed, 98bet will wait up to 48 hours for it to take place. If the event does not occur within that window, all bets will be refunded. For events suspended mid-play, bets are settled according to the specific rules of each sport.

4 Deposits & Withdrawals

4.1 Accepted Deposit Methods

98bet accepts the following deposit methods for users in Brazil:

  • Pix — instant, 24 hours a day, 7 days a week.
  • Credit or debit card — from the major domestic and international card networks.
  • Boleto bancário — with processing within up to 3 business days.
  • PicPay — Brazilian digital wallet.
  • Mercado Pago — integrated digital wallet.
  • TED Bank Transfer — through Nubank, Itaú, Bradesco, Banco do Brasil, Caixa Econômica Federal, and other Brazilian financial institutions.

The minimum deposit is R$ 10.00. 98bet does not accept third-party deposits — the payment method used must belong to the account holder with the same CPF registered on the account.

4.2 Withdrawal Processing

Withdrawals at 98bet are processed using the same method as the original deposit, always to an account under the same CPF registered on the account. The minimum withdrawal is R$ 30.00. Pix withdrawals are processed within 10 minutes in the vast majority of cases. For withdrawals via other methods, processing times may vary.

Every account's first withdrawal requires full identity verification (KYC). Have your documents ready to speed up the process. 98bet does not charge withdrawal fees, though your receiving bank may apply its own fees in some cases.

4.3 Bonus Balance vs. Real Balance

Your 98bet account balance is split into real balance (deposited funds or winnings from real-money bets) and bonus balance (credits granted through promotions). The real balance can be withdrawn at any time, subject to the R$ 30.00 minimum. The bonus balance is subject to rollover requirements before it can be withdrawn.

5 Bonuses & Promotions

5.1 Bonus Eligibility

Bonuses and promotions at 98bet are intended exclusively for users who meet the eligibility criteria outlined in each offer's specific terms. Welcome bonuses are generally available only to new users making their first deposit on the platform.

5.2 Rollover Requirements

All bonus balances granted by 98bet are subject to a rollover requirement — meaning users must wager the bonus amount a minimum number of times before withdrawing any balance generated from it. The specific rollover requirements are always disclosed before each promotion is activated. Cancelled, refunded, or sub-1.50 odds bets generally do not count toward the rollover.

Important: The use of arbitrage strategies, low-risk betting, or any systematic method to meet rollover requirements without genuine risk of loss is prohibited by 98bet. If such activity is identified, 98bet may cancel the bonus and any winnings generated from it.

5.3 Bonus Validity

Bonuses have an expiration date as defined in each promotion's terms. Unused bonuses or those whose rollover requirements were not met within the allotted time are automatically removed from the account with no compensation.

5.4 Promotion Modification and Cancellation

98bet reserves the right to modify, suspend, or cancel any promotion at any time, with or without prior notice. Bonuses already granted and in progress are not affected by the cancellation of future promotions.

6 Live Casino, Slots & Crash Games

98bet offers online casino games, including slots, crash games, jackpots, and Live Casino with real dealers. These games are powered by random number generation (RNG) algorithms certified by independent laboratories, ensuring fair and unbiased results.

6.1 Betting Limits

Each casino game and crash game on 98bet has individually defined minimum and maximum bet limits. These limits are displayed within the game before each round and may vary depending on the game, mode, and user profile.

6.2 Malfunction

In the event of a technical failure during a casino or crash game session — including disconnection, server error, or freeze — 98bet will use server records to determine the state of the game at the time of the failure. Bets affected by a malfunction may be cancelled and refunded. 98bet is not liable for losses caused by connection failures on the user's end.

7 Responsible Gambling

98bet is genuinely committed to responsible gambling. Sports betting and casino games are forms of entertainment and should be treated as such. Never bet more than you can comfortably afford to lose.

Responsible gambling tools available to all 98bet users include:

  • Deposit limit: set a maximum deposit amount per day, week, or month.
  • Betting limit: set a maximum stake limit per period.
  • Voluntary break (cooling-off): temporarily suspend your account for periods of 24 hours, 7 days, 30 days, or a custom duration.
  • Permanent self-exclusion: permanently close your 98bet account. This action cannot be reversed within the defined period.

If you or someone you know is struggling with gambling-related issues, visit our Responsible Gambling for guidance and support resources. The 98bet support team is available 24 hours a day to help.

8 Privacy and Data Protection

98bet collects and processes your personal data in accordance with the General Data Protection Law (LGPD — Law No. 13,709/2018). The information collected is used exclusively to:

  • Operate and maintain your account on the 98bet platform.
  • Process deposits, withdrawals, and bets.
  • Verify your identity and prevent fraud and money laundering.
  • Comply with legal and regulatory obligations.
  • Provide customer support.
  • Send promotional communications and updates, with your consent.

Your personal data is never sold, rented, or shared with third parties for commercial purposes. For full details on how 98bet collects, stores, and uses your data, please refer to our Privacy Policy.

9 User Conduct

By using the 98bet platform, you agree not to engage in any of the following conduct:

  • Creating multiple accounts to gain an advantage on promotions or bypass restrictions.
  • Providing false information or fraudulent documents during registration or identity verification.
  • Use bots, automated scripts, or any software to automate bets without express authorization from 98bet.
  • Systematically exploiting odds technical errors, system glitches, or any platform vulnerabilities.
  • Placing arbitrage bets with the sole purpose of meeting bonus requirements without genuine risk.
  • Attempting to circumvent fraud detection systems or launder money through the platform.
  • Share or transfer balances between accounts belonging to different users.

Violations of these rules may result in immediate account suspension, forfeiture of balances and bonuses, and reporting to the relevant authorities where the conduct constitutes illegal activity.

10 Account Closure

10.1 Closure by the User

You can close your 98bet account at any time by contacting support at contato@98bet.express. Before closure, any eligible balances will be withdrawn in accordance with the payment rules. Bonus balances that have not met the rollover requirements will be forfeited without a refund.

10.2 Closure by 98bet

98bet reserves the right to suspend or close any account without prior notice in the following cases:

  • Violation of the Terms & Conditions.
  • Suspected fraud, money laundering, or illegal activity.
  • Providing false information during registration.
  • Use of duplicate accounts.
  • Prolonged account inactivity (more than 12 months without login).

11 Changes to Terms and Conditions

98bet may review and update these Terms and Conditions at any time. Material changes will be communicated via your registered email and prominently displayed on the platform before taking effect. Continued use of the platform after changes are published constitutes acceptance of the updated terms.

The version of the Terms and Conditions currently in effect is the one published on this page. The date of the last update is shown at the top of the document.

12 Contact & Support

If you have any questions about these Terms and Conditions or how the 98bet platform works, please reach out to our support team:

  • E-mail: contato@98bet.express
  • Live chat: available 24 hours on the platform
  • Hours: support in Brazilian Portuguese, 24 hours a day, 7 days a week

For matters related to responsible gambling, self-exclusion, or account limits, visit the Responsible Gambling at 98bet.

For questions related to privacy and data protection, please refer to our Privacy Policy.

By creating your account and using the 98bet platform, you confirm that you have read and fully accepted these Terms and Conditions. In the event of any conflict between the Brazilian Portuguese version and any other version, the Brazilian Portuguese version shall always prevail.

Create Your 98bet Account Safely

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Questions About 98bet's Terms

No. Once a bet is confirmed by the 98bet system and a receipt is generated, it cannot be cancelled by the user. The only exception is when the cash out feature is available for that specific market — in that case, you can close the bet early and receive a value calculated in real time based on how the event is progressing. Cash out availability is indicated directly in the bet interface on 98bet.

When you request account closure at 98bet, your available real-money balance — meaning deposited funds or winnings from real-money bets — will be returned via Pix or the payment method used for your deposit, subject to the minimum withdrawal of R$ 30.00. Any bonus balance that has not met the rollover requirements will be cancelled with no refund. Open bets at the time of closure will be settled normally, with the outcome credited before your final withdrawal is processed.

The rollover requirement is the minimum betting volume you must complete using your bonus balance before you can withdraw any winnings generated from it. For example, a BRL 100.00 bonus with a 5x rollover requires you to place a total of BRL 500.00 in bets using that balance. Bets with odds of 1.50 or higher generally count toward meeting the rollover — bets with lower odds or on excluded markets do not. The specific requirements are always detailed on each 98bet promotion page before activation.

No. Odds are locked at the time the bet is confirmed. If 98bet changes an odd after you have already confirmed your bet at that price, the change does not affect your bet — it remains valid at the original odds. The only exception is in cases of an obvious technical odds error (prices clearly outside normal market ranges), in which case 98bet may cancel the bet and refund the staked amount. Users are notified by email in such cases.

Privacy & Data Protection at 98bet

98bet collects your data solely to operate the platform, process bets, and prevent fraud. Your information is never sold to third parties. By creating your account, you agree to our Privacy Policy and with these Terms and Conditions. 98bet complies with the LGPD (General Data Protection Law — Law No. 13,709/2018).

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Responsible Gambling: Sports Betting and online casino are entertainment. Set your limits and never bet more than you can afford to lose. If you feel that betting is affecting your financial or emotional well-being, visit our Responsible Gambling. 98bet is prohibited for users under 18 years of age.

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